Scheduled Personal Property and Collections
Homeowners Insurance provides coverage for your personal belongings but there can be certain coverage limitations for theft and there is no coverage for misplacement or mysterious disappearance. This is where a schedule comes in. If you have valuable items, scheduling them can be one of the best ways to protect them. It also makes the claims process much easier when claiming loss to valuable items. It helps to give you the peace of mind that you will get the value of your expensive items without the hassle of haggling.
Here are some examples of items that can be scheduled:
- Wine Collections
- Book Collections
- and more!
Appraisals may be required for certain items and values. Appraisals are recommended in general to ensure you are properly insuring the item(s) in question.