Comprehensive Risk Management & Liability Insurance Coverage

Risk Management Services

We suggest an arbitration clause for the resident agreement and discuss how a negotiated risk agreement works to reduce the overall exposure to loss. All of our suggestion and tips to improve your facility include both the residents and caregivers. Our risk management work is offered to a variety of establishments including:
 

Mitigating Losses

Extend your quality of care today! We provide a safety checklist for your monthly staff meetings and negotiate coverage with the insurance carrier to make sure everything fits within your specific needs. Along with these checklists and tips, we also offer an employee abuse hotline for anonymous phone calls and cognitive assessment tools to detect change in conditions.
 

Liability & Property Coverage

When you work with us, you receive special terms for your senior-living facility that has been negotiated on your behalf. The special terms of coverage include retroactive dates, coverage for 1099 staffing, abuse and molestation, high-coverage limit, privacy HIPPA coverage, policy holder right to settle, punitive damage coverage, and use of vehicle for resident transportation.

For property coverage, we have special coverages for assisted-living facilities, including loss of food storage, property of residences and caregivers, loss of income, usage of courtesy vans, and many other essential coverage points.

Other Policy Types

Workers compensation programs, Course of Construction, and surety bonds you need.